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A mutual fund is a smart, hassle-free way to grow your money. It pools money from multiple investors and is managed by a professional fund manager who invests in a diversified mix of stocks, bonds, or other securities, so you don’t have to navigate it alone.

mutual fund

A mutual fund is a smart, hassle-free way to grow your money. It pools money from multiple investors and is managed by a professional fund manager who invests in a diversified mix of stocks, bonds, or other securities, so you don’t have to navigate it alone.

How does a Mutual Fund (MF) work?

When you invest in a mutual fund:
• You become a unit holder of the fund.
• Your money is pooled with other investors.
• The fund manager invests this pool in stocks, bonds, or other assets.
• Returns come in the form of dividends, interest, and capital gains, which are distributed back to unit holders.
It’s an efficient way to invest in a diversified portfolio, even with a small amount.

Why Choose Mutual Funds?

Professional Management: Your investments are managed by experts, saving you time and effort.

Diversification: Spread your risk across a wide variety of stocks and bonds, something tough to do on your own.

Economies of Scale: Lower transaction costs due to bulk buying and selling of securities.

Liquidity: Buy or sell your units anytime, just like shares.

Simplicity & Low Entry Point: Start investing with as little as ₹500. It’s easy, accessible, and beginner-friendly.

mutual fund

Types of Mutual Funds

By Structure:

Open-Ended Funds – Buy or sell units anytime.

Close-Ended Funds – Fixed maturity period; tradable on exchanges.

By Investment Objective:

DEBT MUTUAL FUND HYBRID MUTUAL FUND EQUITY MUTUAL FUND
Liquid Fund Equity-Oriented Balanced Fund Diversified Growth Fund
Floating Rate Fund Debt-Oriented Balanced Fund Sectoral Fund
Short-Term Bond Fund Children’s Plan Tax Saving Fund
Income Fund
Monthly Income Fund

A Look Back: Mutual Funds in India

Introduced in 1963 by UTI (Unit Trust of India)
Gained momentum in 1987 with the entry of non-UTI players
Over the last decade, the industry has grown significantly in quality and scale

Ready to Invest?

Start building your financial future with mutual funds today.

Sub-section: MUTUAL FUNDS PERFORMANCE

Table here showing various schemes and their performance

Sub-section: MUTUAL FUNDS ACTIVITY

A Table showing the latest Mutual Funds with category, gross purchase, gross sale, and net purchase shown

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